Right away
Quizzes and tests
Log the date, the class, what the quiz or test was, and your percent. This money is yours to keep. It is not split.
- 90% to 99%, an A
- $5
- 100%
- $10
- Under 90%
- $0
Lunch Money
Start your ledgerFor students
Four academic classes pay. Quizzes and tests put cash in your pocket right away. Report cards build a much bigger account, and part of that money is set aside to invest.
Right away
Log the date, the class, what the quiz or test was, and your percent. This money is yours to keep. It is not split.
Each semester
A score of 90% or higher pays $1 for every percent. A 90 pays $90. A 93 pays $93.
A perfect 100 pays $100 plus a $100 bonus. Honors or AP adds $50, and only on that 100.
Report cards only
80% to 89% pays nothing. The penalty starts in the seventies. Quizzes and tests do not use these deductions.
Seventies cost $1 for each point under 80. A 79% is −$1. Sixties cost $2 for each point under 70, on top of −$9 for the seventies, so a 69% is −$11. Anything under 60% is a flat −$100. The loss is part of the report-card total, so it is split the same way as the pay.
Get 100% in all four academic classes, and make every one of them Honors or AP. That semester pays $1,000, then doubles to $2,000. Do it both semesters and the year is $4,000 from report cards alone.
Report-card money starts split in half: 50% you keep, 50% goes to investing. You are encouraged to invest 75% and keep 25%. That part is your choice, not a rule. Quiz and test money stays with you either way.
You enter your grade and the four classes. Check Honors or AP where it applies. Then log quizzes as they happen, and the report-card percent at the end of each semester.